<physicians advantage>
  • physicians advantage
  • physicians advantage
  • physicians advantage
  • physicians advantage
  • physicians advantage
  • physicians advantage

As a physician, you know that the practice of medicine has changed dramatically over the past few years. Your patient load has increased as your reimbursement rates have decreased. Your insurance rates have skyrocketed from the growing threat of legal action. And your deeply felt love for the healing profession may be yielding to thoughts about how soon you can just retire or seek other pursuits. We created Physicians Advantage because we’re committed to changing these alarming trends.

Physicians Advantage is Florida's premier asset protection services provider. The company was formed in response to a directive from the Florida Medical Association to create a truly meaningful financial-services division and asset protection program for Florida physicians. In response to this challenge, Physicians Advantage created CAPS+, an integrated, comprehensive asset protection program for physicians.

Pooling the expertise of medical, legal and financial professionals, CAPS+ has quickly become the premier asset protection and financial-services firm for Florida physicians. 

Through the CAPS+ program, physicians know that they are doing the best they possibly can to protect their way of life for their family through retirement. Since its introduction in February 2005, the CAPS+ program has seen tremendous success, with close to 300 physicians having joined us in this initiative.

Our Origins

Based in Jacksonville, Florida, Physicians Advantage was founded as a family business that builds upon the Bryan family’s eighty-year tradition of service and trust in the financial-services industry. The Bryan family was one of the original founding families of Independent Life and Accident Insurance Company in Jacksonville. Independent Life grew into Independent Insurance Group, Inc., a holding company for multi-line insurance subsidiaries. At the time of its sale to American General Corporation, in 1995, Independent Insurance Group had $1.4 billion in assets and annual revenues of $340 million. 

Following the sale of Independent Insurance Group, Carter Bryan spent the next ten years focusing on supporting a variety of community and charitable organizations as well as on fostering his private financial-service business, Independent Marketing Group (IMG). IMG’s business platform focused on the development and distribution of various wealth-management products and services to industry professionals.

In 2003, IMG was given a directive from the FMA to create a truly meaningful financial-services division and asset protection program for Florida physicians and members of the FMA. To address this challenge, Physicians Advantage was formed, and after two years of research and development the company unveiled a fully integrated, comprehensive asset protection solution for Florida physicians called CAPS+. The CAPS+ program has been an overwhelming success, with hundreds of physicians having joined within its first year.